Phone
805-585-3398
Phone
805-585-3398
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Most people don’t know that they qualify for a $0 Premium Health Insurance plan, but Your Family Circle has helped thousands of people to lower their premiums since 2014. Four out of 5 households do not need to pay a monthly premium to access healthcare.
Exceptional support from the Your Family Circle squad! They went above and beyond to address every concern I had. My worries vanished once they stepped in and guided me through. Grateful for their expertise and dedication to assisting me and my family circle.
kudos to the Your Family Circle team for their outstanding assistance! They patiently listened to all our needs and provided solutions that exceeded our expectations. With their help, we navigated through uncertainties with ease. Highly recommend them to anyone in my family circle seeking reliable support
Fixed indemnity plans aren’t traditional health insurance coverage. These plans are designed to supplement your health insurance by reimbursing you for out-of-pocket expenses you pay on covered medical treatments and procedures.
For example, if your health insurance has a $500 deductible for emergency room visits, this is what you pay if you receive treatment at the ER. Then, you can submit your receipts to the provider who manages your fixed indemnity plan for reimbursement.Keep in mind, fixed indemnity plans don’t cover pre-existing conditions. In fact, they typically have a list of specific procedures and medical treatments that are covered, so make sure you understand when you’re reimbursed and when you aren’t before you buy.
Also, the amount of costs reimbursed to you could affect your Medicaid eligibility (if applicable).
Fixed indemnity plans aren’t traditional health insurance coverage. These plans are designed to supplement your health insurance by reimbursing you for out-of-pocket expenses you pay on covered medical treatments and procedures.
For example, if your health insurance has a $500 deductible for emergency room visits, this is what you pay if you receive treatment at the ER. Then, you can submit your receipts to the provider who manages your fixed indemnity plan for reimbursement.Keep in mind, fixed indemnity plans don’t cover pre-existing conditions. In fact, they typically have a list of specific procedures and medical treatments that are covered, so make sure you understand when you’re reimbursed and when you aren’t before you buy.
Also, the amount of costs reimbursed to you could affect your Medicaid eligibility (if applicable).
Anyone that you file your taxes with (ex: your spouse). Or anyone you claim as a dependent (ex: your child).
Community/cost-sharing plans are not real health insurance plans. These plans are designed to supplement your health insurance in an effort to help you manage costs.
When you purchase a cost-sharing plan, you aren’t buying health insurance. Instead, you’re buying into a community plan that pulls everyone’s monthly payments together and uses that money to help pay for its member’s out-of-pocket medical expenses.
Keep in mind, each program has specific guidelines. Before you buy, make sure you know what type of medical expenses you can get reimbursed for.